Saturday, January 15, 2011

Blarg! its a Blog!

Well i'm the queen of procrastination. Nothing exciting is happening right now in my life so i'm gonna start by reviewing last years shitshow. excuse bad grammar, bad spelling, bad anything. its my blog, i'll type it how i want.

January:
So I start off the year 2010 pretty much unemployed. the previous december I quit my full time job at this one facility cuz its an absolutely horrid place to work, and i had an injured shoulder that just wasn't healing, and my eye twitch was back full force. For those that don't know, i get a really annoying eyelid twitch in my right eye when i'm insanely stressed out, like, uber, mentally, gonna have a breakdown stressed out. The twitch went away the day I gave my notice lol.

Luckily when i quit, I picked up a small casual position at another facility that still dealt with the same type of work. Unfortunately it was only like 2 shifts a week, if that. and thats if i really took my time doing the work. So needless to say, i was mildly stressed at the fact that being the beginning of a new year, there were tons of bills coming out that i'd have to pay but didn't have the income to cover it.

I was given a heads up about a possible job opening in a facility that i've always wanted to work in. It was the supervisor too that gave me the heads up, and when the job was posted, she even contacted me to make sure I applied. Which is absolutely awesome, so towards the end of 2009 i was getting quite pumped about this job opening in January. Lots of people were like, 'oh yah, this job is yours, you have such awesome references..etc. etc' so yah, super pumped, full time permanent position coming up in the awesome facility.

I didn't get the job.


massively depressed after that. I'm happy for the girl that got it, she was an old co-worker of mine and she needed to get out of her current job very badly. But still a kick in the junk. if i had a junk.

Luckily tho, i was doing a good job at this new place, and they asked me to cover one of the employees spots while they were on vacation for the month of Feb. Whoot! full time work in feb. was pretty pumped. so ok, didn't have to worry about that for a month.

An additional stress in January was that they decided to jack up my condo fees i think $30/month. That is an insane increase! I swear these condo fees are a scam... so yah, during the month of january, i was in some seriuos financial stress, and was juggling physio, chiro and dealing with WCB paperwork for my injured shoulder. Not a good start to the year.

So towards the end of January, the interest rates on mortgages were pretty good, and mine was due for renewal in May of that year. So I contacted my mortgage broker to inquire on what i should do, renew early (if thats even possible?) or just wait and see what the rates are like in may. So he emails me back saying, no prob! just toss me a current paycheck and i'll look into what kinda rates i can get you. Well oh shit, a current paycheck? Let me point out that i wasn't like struggling to survive, the bills were a bitch and the current income almost non-existant. but I had gone a whole year with pretty much no vacation so i had moneys saved up. i could probably last 6 months without a job no prob. So i had savings. but unfortunately many banks don't care how much savings you have, they want to see a paycheck...

so incoming panic mode. omg, i won't be able to renew my mortgage. wtf am i gonna do. So i tell my broker that i don't have a good current paycheck because i'm on a sick leave (which i kinda was, just not official) and only working casual, but would hopefully have work lined up for me in feb. He replies that perhaps the current bank that i have my mortgage with will renew it, but he doubts it. I toss him some more questions via email, regarding rates, etc. No answer. My emails go completely ignored.

really? really???

This was my january of 2010..


Febuary to follow...

2 comments:

  1. CLIFFHANGER!!!!!!?????

    ReplyDelete
  2. So... are you gonna post one post about each month of 2010 in it's 2011 sister month?

    ReplyDelete